Which of the following is NOT a responsibility of a claims adjuster?

Determining the insurance premium rates is not a responsibility of a claims adjuster. Claims adjusters are primarily involved in the assessment and management of claims after an incident has occurred. Their main tasks include evaluating the validity of claims, investigating the circumstances surrounding a claim, and communicating with policyholders to gather information and inform them about the status of their claims. These responsibilities focus on ensuring that claims are handled properly and fairly based on the terms of the insurance policy.

On the other hand, establishing insurance premium rates falls under the purview of actuaries or underwriters, who analyze data and assess risks to set appropriate pricing for policies. This role is distinct from that of a claims adjuster, who works to resolve individual claims once an insured event has taken place.