What is typically NOT covered under vision care insurance?

Vision care insurance typically includes coverage for a variety of preventive and corrective measures, but certain procedures may fall outside of standard coverage, and eye surgery often fits this criterion. While routine eye exams, glasses, and contact lenses are fundamental components of vision care and are commonly covered, eye surgery usually involves more complex medical procedures that might not be classified under typical vision care insurance plans.

These plans are primarily designed to cover routine vision care and corrective materials rather than surgical interventions, which may require a separate medical insurance plan or specific riders for coverage. As for laser vision correction, although this procedure has become more common, it is often treated as an elective surgery not necessarily included in the standard vision care policy. The distinction lies in the nature of eye care services being preventive or corrective versus invasive surgical treatments.

Thus, eye surgery generally represents a significant medical procedure that most vision care insurance policies do not cover, reaffirming that this is the typical exclusion from such plans.