What is a primary feature of a non-contributory group plan?

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A primary feature of a non-contributory group plan is that all eligible employees are automatically covered. This type of plan does not require employees to contribute to the premium payments; instead, the employer covers the entire cost of the premiums. As a result, once an employee is eligible and the plan is in place, there are no additional steps required to obtain coverage. This automatic enrollment helps ensure that a higher percentage of employees are covered under the plan, promoting stability and security in the workplace.

In contrast, the other options involve specific conditions or features that do not align with the essence of non-contributory plans. For example, in contributory plans, employees would share in the cost of premiums, which is not the case here. Similarly, non-contributory plans typically offer standardized coverage for all employees rather than varying coverage, and there is no individual selection of options like in voluntary plans.

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