Coverage in vision and dental insurance is limited except for which of the following?

Coverage in vision and dental insurance often includes specific dollar amounts allocated for examinations, reflecting the standard limit insurance companies might set for various services. These specific limits help manage costs and ensure that the insurance provider can remain viable while still offering necessary services to policyholders.

Routine check-ups every year have their limitations as well, typically defined by the insurance plan's terms, which might not guarantee a full coverage for each check-up. Similarly, annual limits on coverage are common in both vision and dental plans, meaning there is often a maximum amount that the insurer will pay for services within a given year. Pre-existing conditions may also be subject to restrictions, which can affect the amount of coverage available.

In contrast, the specific dollar amount for examinations is a fundamental aspect of the coverage structure, which is why it is seen as a point of exception when considering the limitations of the insurance. The dollar amount is explicitly defined and separate from the broader limitations that other aspects of coverage may have, making it the correct choice.