A person covered with an individual health plan is issued what?

An individual health plan typically issues a policy to the insured. The policy serves as the legal contract between the insurance company and the insured, detailing the coverage provided, the terms, and conditions under which benefits will be paid, and the rights and responsibilities of both parties. The policy is a comprehensive document that outlines key elements such as coverage limits, exclusions, and benefits, serving as a primary reference for the insured regarding their health coverage.

While options such as a Certificate of Insurance might be provided as proof of coverage, it is generally not the main contract of insurance itself. An endorsement is used to add or modify coverages in an existing policy, and an acknowledgment letter is typically a communication that may confirm receipt of an application but does not provide actual coverage details. In the context of individual health insurance, the policy is definitely the foundational document that outlines the relationship between the insured and the insurer.